Step 1
Earn with purpose
Parents create chores and earning opportunities, then approve completed work before money reaches a child's balance.
Financial confidence starts at home
Raise kids who know what money can do.
MoneySprout turns chores, allowances, saving, and simulated investing into a guided adventure kids want to complete—and parents can trust.
One child is free. No real-money trading.
Today's mission
Build your first $100 budget
Parent approved
Earnings and permissions stay with the grown-up.
Built for ages 8–17
Clear concepts that grow with each child.
Educational simulation
Investing practice uses hypothetical money.
Private by design
Sharing never exposes a child's financial details.
How MoneySprout works
From first chore to first smart money decision.
Real family routines become practical lessons, with a single loop kids can understand: earn, choose, grow, repeat.
Step 2
Build a money plan
Kids divide earnings into Spend, Save, Give, and Grow while parents set age-appropriate default percentages.
Step 3
Reach visible goals
Progress trackers turn long-term saving into achievable milestones with contribution history and target dates.
Step 4
Learn through missions
Short lessons explain budgeting, credit, inflation, compound growth, and smart financial decisions without worksheets.
MoneySprout Investor
Let kids practice investing before money is at risk.
A hypothetical $10,000 portfolio makes diversification, ETFs, risk, and compound growth tangible. Every choice includes a plain-language learning moment.
Simulations are educational examples—not financial advice or guaranteed returns.
Practice portfolio
$10,000
Diversified funds60%
Practice stocks25%
Cash reserve15%
For parents
Guidance without hovering.
See balances, goals, chores, lessons, and simulated investing in one responsive dashboard. Approve earnings, set permissions, and create family money rules together.
- Customize Spend, Save, Give, and Grow percentages
- Create recurring allowances and family challenges
- Follow financial-literacy progress for every child
A promise, not a testimonial
“My kid actually understands money.”
That is the outcome MoneySprout is being built around: confidence, conversation, and useful habits—not scores for their own sake.
Simple family pricing
Start one money conversation free.
Upgrade when more children, deeper lessons, or a full family curriculum fit your home.
Best for families
MoneySprout Plus
$7.99/month
Or $59.99 billed yearly
- Up to 4 children
- Unlimited goals and advanced budgeting
- Advanced simulator and parent dashboard
- Progress reports and printable activities
MoneySprout Family
$99/year
For larger households
- Up to 8 children
- Everything in Plus
- Family curriculum and parent education
- Monthly challenges and printables
Questions from parents
Clear answers before you begin.
Earn it. Budget it. Grow it.
Don't just give kids money. Teach them what to do with it.
Start building practical money habits together—one chore, goal, and mission at a time.
Start Free